PU Prime Spreads and Fees 2026: What You Actually Pay Per Account

The headline '0.0 pips' only tells half the story. What you actually pay at PU Prime depends entirely on which account you pick, because the spread and the commission trade off against each other. Here is the total cost per lot on Standard, Prime, and ECN, in plain numbers.

Key Takeaways

  • Standard account: 0 commission, spreads from 1.3 pips. The cost is baked into the spread.
  • Prime account: spreads from 0.0 pips plus $3.50 per side ($7 round turn), similar to IC Markets and Pepperstone.
  • ECN account: spreads from 0.0 pips plus $1.50 per side ($3 round turn), the cheapest raw pricing on the ladder.
  • No deposit or withdrawal fees. Overnight swap charges still apply on standard (non-Islamic) accounts.

Spread vs Commission: The Tradeoff

Every broker charges you in one of two ways, or a mix of both: a wider spread (the gap between buy and sell price) or a separate commission per trade. PU Prime's account tiers are just different points on that tradeoff.

The Standard account hides the whole cost in the spread: no commission, but spreads start around 1.3 pips. The Prime and ECN accounts flip it: near-zero raw spreads from 0.0 pips, with a transparent commission on top. Neither is automatically cheaper; it depends on how much you trade and which pairs. What matters is comparing the all-in cost, not the headline spread.

The Real Cost Per Lot

Here is the all-in math on a standard lot, major pairs, assuming raw spreads sit near their floor:

  • Standard: roughly 1.3 pips of spread, no commission. At about $10 per pip, that is around $13 per lot round turn. Simple, but the priciest per trade for active traders.
  • Prime: near 0.0 pips plus $3.50 per side, so about $7 per lot round turn. This matches the tier-1 raw brokers (IC Markets, Pepperstone both around $7).
  • ECN: near 0.0 pips plus $1.50 per side, about $3 per lot round turn. The cheapest raw pricing PU Prime offers.

So the more you trade, the more the commission accounts (Prime, ECN) pull ahead. A scalper doing volume wants ECN; a casual trader placing a few trades a week may not notice the difference.

The Entry Barrier to Cheap Pricing

There is a catch, and it is the deposit. The cheap raw pricing lives on the higher tiers.

  • Standard needs $50.
  • Prime (0.0 pips, $3.50/side) needs $1,000.
  • ECN (0.0 pips, $1.50/side) needs $10,000.

So a beginner on the $20 Cent or $50 Standard account pays through the wider spread, and only unlocks the tightest costs by funding more. That is normal across the industry, but worth planning for: if low trading costs are your priority and you can fund $1,000+, the Prime account is where PU Prime becomes genuinely competitive on price. Our PU Prime account types guide breaks down each tier.

The Costs People Forget

Two costs sit outside the spread-and-commission headline.

Swap (overnight) fees. Hold a position past the daily rollover and you pay or receive a swap charge based on the interest-rate differential of the pair. This applies on standard accounts. If overnight swaps are a dealbreaker for you, check whether a swap-free option is available before funding.

Deposit and withdrawal fees. Here PU Prime is clean: it charges none on its side. Your payment provider might, but the broker does not skim your transfers, which matters most on smaller balances. Full conditions in our PU Prime review.

Frequently Asked Questions

What are PU Prime's spreads?

They depend on the account. The Standard account starts around 1.3 pips with no commission. The Prime and ECN accounts offer raw spreads from 0.0 pips with a commission on top ($3.50 and $1.50 per side respectively). Compare the all-in cost, not just the headline spread.

Which PU Prime account is cheapest?

For active traders, the ECN account is cheapest at roughly $3 per lot round turn (0.0 pips plus $1.50 per side), but it requires a $10,000 minimum. The Prime account at about $7 per lot needs $1,000. The Standard account has the lowest entry but the highest per-trade cost via its 1.3-pip spread.

Does PU Prime charge deposit or withdrawal fees?

No. PU Prime charges no deposit or withdrawal fees on its side. Your payment provider may apply its own charges on some methods, but those are third-party fees, not broker fees.

Does PU Prime charge overnight fees?

Yes, standard accounts incur swap (overnight) charges when positions are held past the daily rollover, based on the interest-rate differential of the traded pair. If you hold positions long term, factor swaps into your cost, or check for a swap-free account option.