PU Prime Account Types 2026: Cent, Standard, Prime, ECN Compared

PU Prime runs a four-rung account ladder, from a $20 Cent account built for beginners to a $10,000 ECN account built for cost-sensitive volume traders. Picking the right rung is mostly about how much you will fund and how often you trade. Here is the honest breakdown.

Key Takeaways

  • Cent ($20): balance in cents, tiny positions, for learning on live markets. Full guide.
  • Standard ($50): commission-free, 1.3-pip spreads. The simplest all-rounder.
  • Prime ($1,000): 0.0-pip raw spreads plus $3.50/side. Where the pricing gets competitive.
  • ECN ($10,000): 0.0-pip spreads plus $1.50/side. Cheapest per lot, for volume traders.

The Four Rungs

PU Prime keeps its account structure simple: four tiers, each defined by its minimum deposit and how it charges you.

  • Cent, $20: balance denominated in cents, positions sized down to match. Pricing is entry-level (wider spread), but the point is not cost, it is learning on real money at a trivial stake.
  • Standard, $50: commission-free trading on spreads from around 1.3 pips. The default for most retail traders who want simplicity.
  • Prime, $1,000: raw spreads from 0.0 pips plus a $3.50-per-side commission. This is where PU Prime becomes cost-competitive with the tier-1 raw brokers.
  • ECN, $10,000: raw spreads from 0.0 pips plus a lower $1.50-per-side commission. The cheapest per-lot cost, aimed at high-volume and professional traders.

All four run on MT4 and MT5, carry up to 1:1000 leverage on the offshore entity, and sit behind PU Prime's five regulated entities.

How to Pick

Match the account to two things: your budget and your trading frequency.

Just learning, or testing a strategy? Start on the Cent account. Real money, tiny risk, live conditions.

Funding a few hundred dollars and trading casually? The Standard account keeps it simple with no commission to track. The wider spread barely matters if you place a handful of trades.

Funding $1,000+ and trading actively? Move to Prime. The 0.0-pip spread plus $3.50 commission works out cheaper than the Standard spread once you are placing real volume.

Trading serious size or scalping? The ECN account's $1.50-per-side commission is the lowest cost on the ladder, if you can meet the $10,000 minimum.

The Cost Crossover

The key decision is Standard versus Prime, because that is where most traders sit.

Standard costs you roughly 1.3 pips of spread per trade with no commission, about $13 per lot round turn. Prime costs near 0.0 pips plus $7 in commission, about $7 per lot. So Prime is cheaper per trade, but it demands a $1,000 deposit versus Standard's $50.

The crossover is volume. If you trade rarely, the Standard account's higher per-trade cost is trivial and the low entry wins. If you trade actively, the Prime account's lower cost compounds fast and pays for the higher deposit quickly. Our PU Prime spreads and fees guide runs the full math.

What All the Accounts Share

Whichever rung you pick, the foundations are the same, and they are the real reason to choose PU Prime over a random offshore broker at the same price point.

Five regulated entities (ASIC, FSCA, FSC Mauritius, FSA Seychelles, UAE CMA). Segregated client funds. Negative balance protection, so you cannot lose more than your balance on a gap. 960+ instruments across forex, indices, commodities, shares, crypto, bonds, and ETFs. No deposit or withdrawal fees. And a track record since 2015 under the Pacific Union name.

The account tier changes your cost and position sizing. The safety net underneath does not. Full detail in our PU Prime review.

Frequently Asked Questions

How many account types does PU Prime have?

Four: Cent ($20 minimum), Standard ($50), Prime ($1,000), and ECN ($10,000). They differ mainly in minimum deposit and how they charge, with Cent and Standard using wider spreads and Prime and ECN using raw spreads plus a commission.

What is the minimum deposit at PU Prime?

$20, on the Cent account. The other tiers require $50 (Standard), $1,000 (Prime), and $10,000 (ECN). All four support MT4 and MT5 and up to 1:1000 leverage on the offshore entity.

Which PU Prime account is best for beginners?

The Cent account. Its $20 entry and cents-denominated balance let a beginner trade live markets with real but tiny stakes, which teaches far more than a demo. Once consistent, most traders move up to Standard or Prime.

What is the difference between the Prime and ECN accounts?

Both offer 0.0-pip raw spreads. Prime charges $3.50 per side ($7 round turn) and needs $1,000; ECN charges a lower $1.50 per side ($3 round turn) but needs $10,000. ECN is cheaper per lot, aimed at high-volume traders who can meet the higher minimum.